Petri Wessman's weblog

Card with an identity problem

Got a call from Luottokunta (the company managing most/all Finnish credit cards), asking me if I was in Finland at the moment. I said yes, and that I had been here for 3+ weeks now. Turns out that someone has been using “my Visa” in the States during the weekend, buying all sorts of weird stuff from K-Mart, Stop&Shop (whatever that is), and even a burger from McDonalds(!). Since it obviously wasn’t me (hell, we didn’t even visit McDonalds once during our trip), I told them to close the card at once.

Should not be a problem financially, I can easily prove that I was on the other side of the globe at the time. But it is a big hassle. I have to change my card info to various places (Eve Online, EMusic, etc), and to begin with I have to wait a week or so till I get a new card. Since that thing also contains my debit card, I’ll have to resort to the old-fashioned visit to the bank in order to get cash in the meantime. And of course I have to write a letter to Luottokunta once I get this month’s bill, itemizing which charges aren’t mine. Sigh.

Oh well, at least Luottokunta monitors card use in a competent fashion. Apparently the fact that the same card had been used on opposite sides of the globe at more or less the same time raised some red flags.

So… apparently someone managed to copy my card at some point when it was out of my grasp (restaurant, most likely). Or there was an illegal card reader installed at some gas station pump, or some such. It happens, but it’s always annoying.

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